Property

The Property Division of Trilogy Risk has a significant wheelhouse of markets to work with in placing all classes of commercial property and Inland / ocean marine business. This gives us the flexibility to market Apartments, Shopping Centers, Hotels and Manufacturing accounts as well as many other classes with or without Wind or Flood exposures. From smaller commercial Property accounts to complicated layered Property placements with difficult exposures, the Property Division of Trilogy Risk has the experience and market connections to find a competitive solution!

Our minimum premium range is about $5,000 annual premium and our sweet spot is $25,000 to $50,000 annual premium. We have a variety of accounts that are well over $500,000 in premium size.

The Property staff at Trilogy Risk has a vast amount of product knowledge and expertise that provides value added to our Independent Insurance Agents in layering Property accounts and buildings towers of coverage.

Areas of expertise:

  • Builder's Risks (All Sizes)
  • Rehab / Renovation projects (all sizes)
  • Coastal Wind Coverage on Atlantic & Gulf Coasts properties (including Florida)
  • Deductible Buy-Backs (AOP, Wind, and/or EQ)
  • Difference In Conditions (DIC) including California & New Madrid Earthquake
  • Flood Coverage (including Excess Flood over NFIP)
  • Inland Marine (all classes)
  • Motor Truck Cargo (MTC)
  • Ocean Marine Cargo (Trip Transit or Annual)
  • Stand Alone Auto Physical Damage (APD)
  • Layered Accounts (primaries, buffers, excess placements)
  • Multi-state / National Accounts
  • Property or Inland Marine Risks with Loss frequency and/or severity
  • Stock Throughput Policies

 

  • Complex Industrial Property Risks

    We have an Admitted market to write Property and Business Interruption with extended period of Indemnity. Loss Control Services are provided and a few eligible classes are:


     

    • Manufacturing
    • Oil and Gas Petrochemical
    • Chemicals
    • Plastics

     

     

  • Catastrophe

    Our footprint at Trilogy extends all along the Atlantic and Gulf Shoreline where there is significant wind exposure. We have a business model that is focused on:


     

    • Providing Primary Layers
    • Buffer and Excess Layers
    • Wind/Hail Deductible buy downs
    • Wind only proposals
    • DIC wraps

     

  • Habitation

    Whether the habitation account is an Apartment or Motel, Trilogy has the expertise to place coverage for:


    • New Habitation with superior construction
    • Older habitation with brick veneer and frame construction
    • Shopping Centers
    • Lessors Risk
    • Commercial Property Managers
    • Vacant Buildings

     

  • Inland Marine

    Our staff has vast experience with placing coverage on Inland Marine Accounts. We have a variety of markets to quote:


    • Contractors Equipment
    • Water borne schedules
    • Ocean Marine
    • Stock Through put
    • Builders Risk
    • Motor Truck Cargo
    • Maritime Coverage for goods in transit or on the vehicles of transportation